Do I need insurance if I rent my apartment?

The Johns Family Agency Blog -

As a renter, you need to protect your own property of value, such as, Laptops, TVs, gaming consoles and expensive kitchen items so you won’t have to pay to replace them. Plus renters insurance covers more than your personal belongings at home.

Loss of use

Provides reimbursement for additional living expenses when a covered loss prevents you from living in your home.