The Johns Family Agency Blog - Actual Cash Value vs. Replacement Cost Value
Aug. 6, 2023

Actual Cash Value vs. Replacement Cost Value

There's quite the difference between actual cash value and replacement cost value in a homeowners insurance policy when it comes to a claim payout. Learn what each means and which coverage type is rig

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The Johns Family Agency Blog - Understanding the Impact of Inflation on Home and Auto Insurance Premiums
July 8, 2023

Understanding the Impact of Inflation on Home and Auto Insurance Premiums

Discover how inflation and increased costs are driving up home and auto insurance premiums. Learn about the impact of surging car prices, maintenance expenses, and the housing market on your insurance

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The Johns Family Agency Blog - Understanding Umbrella Insurance: What It Is and Who Needs It
June 8, 2023

Understanding Umbrella Insurance: What It Is and Who Needs It

When it comes to protecting your assets, having adequate coverage is essential. While most people are familiar with auto and home, there's another type of insurance that's often overlooked.

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The Johns Family Agency Blog - How to get the cheapest auto insurance in 2023
April 13, 2023

How to get the cheapest auto insurance in 2023

While rates tend to go up about 5% per year, some drivers are seeing higher increases to to an increase in overall claims.

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The Johns Family Agency Blog - Why is insurance price increasing?
Sept. 26, 2022

Why is insurance price increasing?

Insurance is affected by inflation levels through the property it insures, particularly your home.

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The Johns Family Agency Blog - Do I need insurance if I rent my apartment?
June 4, 2021

Do I need insurance if I rent my apartment?

If you’re living in a rental property and want to ensure you, your belongings, property, and guests are covered from any unforeseen circumstances, read our guide.

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