Inflation is a general rise in the price level of an economy. It reflects a reduction in the purchasing power per unit of money. Insurance is affected by inflation levels through the property it insures, particularly your home. Unfortunately, due to inflation these costs are increasing. Building materials…
As a renter, you need to protect your own property of value, such as, Laptops, TVs, gaming consoles and expensive kitchen items so you won’t have to pay to replace them. Plus renters insurance covers more than your personal belongings…
Umbrella coverage is one of the best ways to layer on liability protection for you and your family. Umbrella insurance is there to protect you from the risks of an insurance claim which may be larger than limits of your…
Yes! A ‘non-owner’ auto policy! What the heck is a non-owner auto policy? How can I get auto insurance if I don’t own a car? This is a policy that provides you with liability and property damage coverage. It covers…
There’s nothing about cancer that isn’t scary. One factor that consistently adds to that stress is money. Even if the person with cancer has health insurance, there are often treatments or other medical needs that aren’t fully covered. While the…
This spring really roared in in like a lion here in New York (and most of the Northeast)- March and early April were filled with 4 major snow storms and intermittent high wind storms here in Westchester County. After a mild winter, there…
Backed up sewers can cause thousands of dollars in damage to floors, electrical systems, walls, furniture, and other belongings. Learn about causes of sewer backups, what you as a homeowner are responsible for maintaining and steps you can take to…
Service line coverage protects homeowners in Ardsley, Dobbs Ferry, Hastings on Hudson, White Plains, Westchester and all of New York in the event that pipes or wiring under their lawn (coming into their property but not located on the street…
Even if you are not ‘in a high risk flood zone’- its high time (yep, I totally did that!) for all homeowners to rethink buying a flood insurance policy. For instance, look at Hurricane Florence and Hurricane Harvey where the…
I didn’t come into the insurance world knowing a whole lot about insurance, like any layman I knew it was important to have insurance, but the in’s and out’s of insurance where a mystery to me. Fast forward…. now that…