Boat Insurance in White Plains, NY

At The Johns Family Agency, we understand the importance of protecting your investment in your boat. Whether you own a small fishing boat or a luxury yacht, our boat insurance policies provide the coverage you need to safeguard your vessel and the people on board.

Boat insurance is a type of insurance that provides financial protection for your boat and personal property in the event of an accident, theft, or other covered loss. It can also provide liability coverage for damages or injuries that you may cause to other boats or people.

There are several types of coverage that are typically included in a boat insurance policy. The most common types of coverage include:

1. Liability coverage: This type of coverage provides financial protection if you are found to be at fault for an accident. It covers the cost of damages or injuries that you may cause to other boats or people.

2. Physical damage coverage: This type of coverage provides financial protection for your boat in the event of an accident, theft, or other covered loss. It covers the cost of repairs or replacement of your boat.

3. Medical payments coverage: This type of coverage provides financial protection for medical expenses if you or your passengers are injured in an accident.

4. Personal property coverage: This type of coverage provides financial protection for personal property on board your boat such as fishing gear, electronics, and other equipment.

5. Uninsured/underinsured boater coverage: This type of coverage provides financial protection if you are in an accident with a boat that does not have insurance or does not have enough insurance to cover the damages.

In addition to standard boat insurance, there are also several types of additional coverage that you may want to consider. Some of the most common types of additional coverage include:

1. Towing and assistance coverage: This type of coverage provides reimbursement for towing and labor costs if your boat breaks down or is in an accident.

2. On-water towing coverage: This type of coverage provides reimbursement for towing your boat if it becomes disabled on the water.

3. Protection and indemnity (P&I) coverage: This type of coverage provides additional liability protection beyond what is offered by your standard boat insurance policy. It can be useful for those who frequently use their boat for business or charter purposes.

Protect your boat and get insurance today.

At The Johns Family Agency, we understand the importance of protecting your investment in your boat. Whether you own a small fishing boat or a luxury yacht, our boat insurance policies provide the coverage you need to safeguard your vessel and the people on board.

Boat insurance is a type of insurance that provides financial protection for your boat and personal property in the event of an accident, theft, or other covered loss. It can also provide liability coverage for damages or injuries that you may cause to other boats or people.

There are several types of coverage that are typically included in a boat insurance policy. The most common types of coverage include:

1. Liability coverage: This type of coverage provides financial protection if you are found to be at fault for an accident. It covers the cost of damages or injuries that you may cause to other boats or people.

2. Physical damage coverage: This type of coverage provides financial protection for your boat in the event of an accident, theft, or other covered loss. It covers the cost of repairs or replacement of your boat.

3. Medical payments coverage: This type of coverage provides financial protection for medical expenses if you or your passengers are injured in an accident.

4. Personal property coverage: This type of coverage provides financial protection for personal property on board your boat such as fishing gear, electronics, and other equipment.

5. Uninsured/underinsured boater coverage: This type of coverage provides financial protection if you are in an accident with a boat that does not have insurance or does not have enough insurance to cover the damages.

In addition to standard boat insurance, there are also several types of additional coverage that you may want to consider. Some of the most common types of additional coverage include:

1. Towing and assistance coverage: This type of coverage provides reimbursement for towing and labor costs if your boat breaks down or is in an accident.

2. On-water towing coverage: This type of coverage provides reimbursement for towing your boat if it becomes disabled on the water.

3. Protection and indemnity (P&I) coverage: This type of coverage provides additional liability protection beyond what is offered by your standard boat insurance policy. It can be useful for those who frequently use their boat for business or charter purposes.