Professional Liability in White Plains, NY

It can be confusing when the two major types of business policies are presented: General Liability and Professional Liability. To put simply, general liability covers physical injury to people or damage to property while professional liability protects against negligence related to business services or consulting advice. Professional liability covers lawyer fees, court costs, and settlements when faced with a lawsuit from an unhappy client. The client might claim the business erred in their promises or omitted key facets of their process, which is why professional liability is often referred to as Errors and Omissions Insurance (E&O). Specific examples of a claim would be:

• Attorney allegedly misrepresented client.
• Doctor failed to properly diagnose a patient's cancer.
• Massage therapist allegedly caused tissue damage resulting from the massage.
• Real estate agent failed to disclose a home's defects.
• General contractor failed to finish construction on time.

Protect your business and get professional liability insurance today.

It can be confusing when the two major types of business policies are presented: General Liability and Professional Liability. To put simply, general liability covers physical injury to people or damage to property while professional liability protects against negligence related to business services or consulting advice. Professional liability covers lawyer fees, court costs, and settlements when faced with a lawsuit from an unhappy client. The client might claim the business erred in their promises or omitted key facets of their process, which is why professional liability is often referred to as Errors and Omissions Insurance (E&O). Specific examples of a claim would be:

• Attorney allegedly misrepresented client.
• Doctor failed to properly diagnose a patient's cancer.
• Massage therapist allegedly caused tissue damage resulting from the massage.
• Real estate agent failed to disclose a home's defects.
• General contractor failed to finish construction on time.